5.0
OVER A DECADE OF HELPING HAWAII'S HIGH EARNERS BUILD AND PROTECT REAL WEALTH.
5.0
A clear path to
financial confidence
Our signature 5-step C.L.E.A.R planning process brings structure to your finances—so you can stop second-guessing and start building and stewarding wealth with confidence.
Clarify and connect your spending and goals
Layout and organize your full financial picture
Evaluate strategies
and educate on options
Act on a
personalized plan
Review and refine as life evolves
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REASONS YOU MIGHT NEED AN ADVISOR:
Job change · Home relocation · Inheritance · Settlements · Asset sale · Family changes · Marriage · Buying a home · Selling a home · Divorce · Retirement ·
Retirement Ready
You’ve built something real. Now the question isn't how to grow it - it's how to steward it. How to step away from work with confidence. How to make it last, and what you want it to mean.
This is usually you if you’re thinking about:
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When you can actually afford to stop working
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How to generate reliable income from your savings
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Social Security timing and tax strategy
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Healthcare/Medicare decisions
Retirement Ready is for the people ready to protect what they've built, use it with intention, and live the life they earned in the islands.
Who we help is more mindset than math
We work best with people who don’t want to wing it. Who we help isn’t a demographic—it’s a decision point. Choose the path that matches what you’re navigating right now:
Wealth Builders
You’re earning well in Hawaii - medicine, tech, government, business. The income is strong but the system isn't keeping up. The cost of living is real, the tax picture is complicated, and you know there's a smarter way to make it all work.
This is usually you if you’re navigating:
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Job change, promotion, or variable income
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Buying/selling property or relocating property
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Starting or raising a family
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Building or scaling a business
What our clients say
Clients from Oʻahu to the mainland trust Kala Capital for honest advice, clear communication, and measurable results.
"I started with Ethan in early 2022 and I had a lot of anxiety about money, investing, retirement, and overall education. Through the time he’s worked with me, I always felt like a valued person rather than just business. He educated me to make good decisions and asked the question why. Why do I want to save money, what am I saving for, or investing in what purpose. The why behind what Ethan and what this company represents is invaluable."
Seth
Wealth Builder
"Ethan and his team inspire trust and confidence with sound, detailed, and expansive advice and assistance with all aspects of our financial health. From helping managing cash flow, investments, our many 529 accounts for our kids, and our multiple retirement accounts across platforms, Kala Capital is on top of everything. As I approach retirement, I'm all about the future, and Ethan is right there with me, stress-testing and making the future more easily understandable."
Henry
Retirement Ready
Testimonials were given by current and past Advisory clients. No cash or non-cash compensation was provided directly or indirectly for these testimonials. These testimonials may not be representative of the experience of other clients and are no guarantee of future performance or success.
Good planning has a price.
Here's ours'.
One-Time Plan
Best for: DIY implementers who want a clear roadmap
Minimum: $4,000 (based on complexity)
Timeline: 6 months - plan delivered in 3, followed by 3 months of support
Billing: Two payments
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Three 90-minute planning meetings
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Follow-ups as needed to gather information and clarify decisions
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A custom plan + prioritized roadmap delivered within 3 months
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3 months of ongoing support as you begin to implement
Ongoing Planning + Investment Management
Best for: Clients who want a long-term partner
Minimum: $5,000/year
Billing: Quarterly
Everything in the One-Time Plan, plus:
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Semi-annual to quarterly planning meetings
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Unlimited ad hoc meetings as needed
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Ongoing investment management and plan maintenance
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A relationship that evolves as your life does.
Your plan is included - no separate planning fee.
“Kālā Capital Partners flip the script on traditional financial advice.”
